How to Reduce Your Spending Habit

Posted on October 25, 2015, 12:05 am
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It really would not be a problem if you had a luxury villa at Beverly Hills and your sports car sounded like a fighter jet.  Most of us have a limited income or spending allowance.  Maybe you rely on pocket money and really need to save up.

You probably have not given it much thought, but you need to stop eating out. When you eat out more than twice a week, it becomes more of a habit than a necessity.

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This is your chance to break the expensive habit of paying a food chain to prepare your meals. Read further to find out how you can control your next urge to eat ‘somewhere nice’-

  • Cook Remy Cook!

Living on your own can be quite challenging in terms of food preparation. After a long day of class or work, you find yourself too tired to cook and just want to eat whatever the local food cart offers.

To avoid this, prepare food items beforehand on weekends and freeze them. You can put items together in a ziplock  bag, and have the crock pot prepare your meal while you are at work, and even have left overs for tomorrow’s lunch.

  • Avoid Social Pressure

Your friend group probably loves to discover new places to eat, and you find yourself jumping into that bandwagon. You don’t have to sacrifice your social life just because of a few restaurants!

Find things to do with your squad that does not involve eating. Also, if they ask you for a food adventure politely refuse and meet the group after they have finished their meal. As for your partner, talk to them frankly about your need of saving money. If they love you, they will understand.

  • Put Your Bank Account to Use

You have a bank account for one chief purpose-to have savings. Sit down and calculate how much money you actually need in a month, then cut down the expenses of eating out (the ‘miscellaneous’ section does not need all that much!). Believe it or not, a lot of the foods, or snacks, are have away from home are out of convenience.  Not portioning what you eat can make you gain weight, because you are probably buying extra food portions as a result of feeling hungry.

When you get your money next month, put the estimated surplus into your bank account. This will prevent a lot of unnecessary expenditure including restaurant bills.Woman in supermarket

  • Grocery shop for smaller portions

Shopping for groceries can be rather exhausting, when you shop for the whole month in one go. Then there is a chance that your food is rotting in the shelves because you buy so much in bulk, as a result, you have to run to the nearest food joint. This can be easily avoided if you shop for one week at a time.  You’re less likely to throw your money in the garbage when you have a plan for your meals.

  • Avoid electronic money

Keep your credit card under lock and key.

Counting money manually before spending actually helps you realize how much you are actually spending, as opposed to a quick swipe of the credit card. It’s good to understand the ramifications of your actions before your next urge to eat!

Arlene Summers secret was exposed when the local paper headlined her recovery from homeless story. She knew that if she didn't do something different she would live with regrets for the rest of her life. That challenge was her shift to never want to be in that position again. Since then, Arlene's help is like having someone hold your hand from start to finish and every step in between.

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